

The card details on this page have not been reviewed or provided by the card issuer. The information for the Hilton Aspire Amex and Capital One Savor Cash Rewards cards has been collected independently by The Points Guy. restaurantsĬapital One Savor Cash Rewards Credit Card (cash back)


Hilton Honors American Express Aspire Cardħ points per dollar (4.2%), only at U.S. Related: The best balance transfer credit cards The wedding And remember, purchase protection policies won’t reimburse you if your proposal is declined, so you'll want to confirm return policies directly with the merchant. Reading the fine print before getting the card - and buying the ring! - will help you better understand which card may be the right fit for your situation.

In any case, your purchase will count toward the minimum spending requirements needed to enjoy the card's initial bonus in addition to earning miles. This card earns 2 miles per dollar spent on all purchases and includes a welcome bonus of 75,000 bonus miles when you spend $4,000 on purchases in the first three months from account opening. If you'd rather maximize points, you might consider opening a Capital One Venture X Rewards Credit Card. Please visit /benefitsguide for more details. *Eligibility and Benefit level varies by card. The Points Guy will not share or sell your email. I would like to subscribe to The Points Guy newsletters and special email promotions. Just note that there are time limits for both of these coverages. This purchase protection is an embedded benefit of your card membership and doesn't require enrollment. Similarly, The Platinum Card® from American Express ($695 annual fee see rates and fees) will cover up to $10,000 per occurrence and up to $50,000 per calendar year if the ring gets stolen, lost or damaged (up to 90 days from the covered purchase date)*. This is because, in many cases, jewelry is included in their damage and theft insurance up to $10,000 (under specific circumstances). If you can pay the ring off quickly and don’t need financing, charging your jewelry purchase on the Chase Sapphire Reserve could come in handy. Related: The power of the Chase Trifecta: Sapphire Reserve, Ink Preferred and Freedom Unlimited You'll also earn 1.5 points per dollar spent (that adds up quickly!) which can be used as fully transferable Ultimate Rewards points if you also hold a premium Ultimate Rewards-earning card like the Chase Sapphire Preferred Card, the Chase Sapphire Reserve or the Ink Business Preferred Credit Card. One such card is the Chase Freedom Unlimited, which doesn’t have an annual fee and offers new cardholders a 0% introductory APR for 15 months (then a variable APR of 20.24% - 28.99%) in addition to its sign-up bonus. If it’s the latter, plan to sign up for a card with an introductory annual percentage rate offer on purchases.
Credit cards for wedding expenses full#
It’s important to consider whether you can pay your bill in full or whether you need to pay off the cost of the ring over time. If you’re buying an engagement ring, you’ll want to not only maximize credit rewards but also manage interest payments, especially if the ring is a pricey investment. The first major expense when tying the knot comes long before the wedding itself. (Photo by Hinterhaus Productions/Getty Images) You can maximize your engagement ring purchase with the right credit card.
